Here are the advantages of asking for help. While it is not going initially work, you will find that it is a useful tool once you know a decent guy/girl. Benefits: By asking for money, you don't increase your combat stats. It's great since you can beg anywhere you want.
By 99 years i can guarantee you that you will get maxed typing skills sufficient for the tumult, enough *money* to buy a yak(not charms), probly even extremes, professional equipment, 99 mage and range deending how you spen your money. The leather boots and the 42gp are among the most expensive beggers. You don't even need to be a professional because most of your clients are able to offer back massages if they are an expert.
The slayer-helm/ full-slayer black mask could increase your cool factor by a certain percentage. It also helps with the begging. Being stingy will help you save money when investing in German software firms or costly techniques like prayer.
There are some RS 2007 Gold. It can take quite a long time to get money, unless your choice is to follow. However, it's well worth the risk and abuse. It takes a while before you're able to find a person who is religious to get their money and spend it all on runes.